Get your Free Copy
usa & canada
800-485-2225
International: 1-212-710-1320
united kingdom: 0-800-098-8495
australia: 1-800-889-690

Request Quote

You are placing a quick quote request for the following product:

I'd like to receive updates from IBX on market updates and promotions.
International Bullion Exchange > Precious Metal Investing

Precious Metal Investing

Investing in precious metals is one of the oldest and most revered forms of investing in the world. There are a number of reasons to invest in precious metals, and most people who enjoy investing in precious metals find that they discover even more interest in metals as they continue to invest and learn about the values and characteristics of metals like gold and silver. Many people who become serious metal investors invest in a number of different types of metals in a variety of forms because different metals have different qualities that make them a fun and lucrative investment. Investing in medals is a past time that has quite a history and a wide variety of individuals who still enjoy this timeless past time.

Coin Collectors

There are three main types of physical metal investments: bullion, coins, and jewelry. Each form of metal has its own benefits. Investors who collect coins by coins that have been minted in gold and silver. These coins usually have a value that is lower, when melted down, because of the fact that they are not entirely as pure as gold bullion, which is a bar that is comprised completely of precious metal. Some coins, however, are worth value in addition to their melting value because of the fact that they have been minted in a way that makes them more collectible. Coins like the American Eagle, The Canadian Maple Leaf, and the South African Krugerrand are worth money because of their collectibility. Any investor who uses coins as part of their metal portfolio should find coins that excite them in and of themselves, and that are interesting to the collector. This can turn investing in metals into a hobby that is also lucrative financially.

Bullion Investors

Investing in bullion is a very common way of putting together a metal portfolio because bullion retains its value much more consistently than any other kind of metal and can always be sold for exactly what it is worth. Bullion bars are a great option for investors who are using their metal holdings to withstand against economic hardship or who intend to keep their metals over the course of a very long time.

Jewelry as an Investment

Most serious metal investors do not invest solely in jewelry, which is why jewelry is not always considered a traditional precious metal investment. Jewelry carries the lowest value in terms of its melting value because gold jewelry in particular is mixed with other metals so that it may be functional as a piece of jewelry. Generally, owners of precious metal jewelry also wish to keep their pieces in tact, particularly because of the fact that jewelry may contain precious stones or artistry that the owner does not wish to destroy by melting it down. Jewelry, is, however, the most “usable” investment because it can actually be worn and is often passed on through generations.

How to Know if Metal Investment is For You

If you are new to the idea of investing in metals, there are a few things you should consider. Are you looking for a type of investment that often moves counter to the trends in the current economy? Many metal investors like to buy metals because they are a protection against serious economic downturn and inflation. Metals can be used to hedge against inflation, and individuals who own metals often turn their metal investments back into cash ones once the economy begins to turn back up again. If you are a person who is looking for a stable for of investing, metals are also a good option. Metals may take some time to go up in value, so they are often a good investment for people who are looking for something they can hold onto for longer periods of time. That said, metals are fairly easy to liquidate in the case of an emergency, and can easily be cashed in in the event that there is an immediate need for them. For this reason, metals offer a little more liquidity than other stable forms of investment, such as a CD. Metals are also a good option for a person who does not have a large amount of money available to invest but who would like to have some of their savings used in a way that may grow in value and may protect against possible future financial hardship. Metals like silver are excellent investments for people who are looking to invest smaller amounts of money. Silver is also a good metal for individuals who would like to buy and sell a bit more frequently than those who choose to invest in a more stable precious metal like gold. There are a number of types of individuals who may benefit from investing in metals and there are a number of ways of investing.